Patricia N. Miramon is an attorney licensed to practice in all Louisiana state and federal courts. Her focus has been primarily in the field of Elder law. She handles hundreds of probates, wills, trusts, powers of attorney, family corporations, and competency matters each year. Over the years, she has received numerous awards including the #1 Retiree Attorney Award from the Barksdale Air Force Base Retiree Office and has been named one of SB Magazine's Top Attorneys.   ...Read More

News & Articles

Have you or your spouse considered a reverse mortgage?

Tuesday, December 19, 2017

A reverse mortgage is actually called a home equity conversion mortgage (HECM). In the past, a spouse could borrow money on the home and not consult the other spouse. Then, if the borrower spouse died, it caused the non-borrowing spouse to risk having to refinance, sell, or lose the home. Read More...

What's yours is mine and what's mine is mine?

Monday, October 09, 2017

Although we don’t practice family law we do have knowledge of what the Louisiana community property rules are and how they affect your estate planning and the distribution of an estate. Many people do not realize that community property rules apply to every asset or debt of a married couple. This means that your spouse incurs a debt, you are responsible. It also means that if you acquire something even if you put it only in your name it is still community property. Many couples, especially in second marriages, operate as if they are under a separate property regime with each spouse having his or her own checking account and finances being combined only for regular household expenses. Louisiana community property law applies to every married couple in this state regardless of how they personally handle their assets. If you set up a bank account in your own name it is still community property. If you die, your spouse owns ½ and your estate owns ½. If your spouse dies and you have an account only in your name, his estate owns ½ of your account.  Read More...